Cutting back sucks. Taking on bad debt sucks worse.
This has been a tough financial year for a lot of people. Rising gas and food prices. Rising interest rates and mortgage payments. A poorly performing stock market. There’s been a lot of bad news. But the toughest part for most people is having to adjust their...
Why would my kids need life insurance?
People often wonder about why or whether they should bother to get life insurance for their kids. Let’s talk about two reasons why, and then tackle whether it makes sense for you. The first reason is to guarantee their insurability later in life without the need for...
Your life insurance company wants you to live forever.
Your life insurance company doesn’t want you to die. If you have a term life insurance policy and you die tragically early in life, the life insurance company loses money. That’s kind of the whole idea. You get insurance to protect against this risk and make sure your...
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
Quick Read – Apr 06 2023
“It depends” is a frustrating answer to hear sometimes. But it’s an honest one. Anyone who confidently tells you what to do with your money without knowing the details of your situation is a fool. Because it always depends… * On your age and your income * On your...
Quick Read – Apr 04 2023
According to a recent Scotiabank survey, the average Canadian spends 15 hours a week worrying about their finances. Sound about right? It shouldn't. And I don't mean to say that you should be in a better spot or should’ve made better choices or that it’s all your...
Quick Read – Mar 29 2023
You hear horror stories all the time about people getting scammed, especially online. There are hucksters, grifters, and con artists of all kinds in this world. They live among us. Here are some ways to avoid the scams and things to watch out for: 1. High guaranteed...
Quick Read – Mar 26 2023
At Tallkirk Financial Group, we’ve started looking into the long process of becoming a certified B-corp to make our commitment to more than profit legally binding. We want to build a business that is accountable to more than just shareholders. We don’t think the...
Quick Read – Mar 24 2023
The three biggest financial risks in life are: 1. Getting disabled or falling ill and not being able to work 2. Running out of money before you die 3. Dying unexpectedly and leaving your loved ones in a tight spot The three broad solutions are: 1. Make sure you have...
Quick Read – Mar 21 2023
People like to say time is money. But have you ever thought about the opposite? How, in all sorts of ways, money is time. For starters, at least in general, the more money you have the more control you have over how you spend your days. If you’re not stressed about...
4 Easy Ways to Save a Few Bucks
Four super practical ways to spend less money: 1. Shop Amazon Warehouse Deals (often the box just has some scuffs or someone bought the wrong thing and immediately returned it) 2. Use Amazon’s monthly subscription service (I’ve saved a ton on diapers) 3. Buy in bulk...
Making more money does make things easier.
Lots of people with six-figure incomes still live paycheck to paycheck. It’s possible to spend more than you make even if you make a lot. That’s true. It’s also true that people who make more modest incomes are sometimes able to comfortably retire with seven-figure...
It’s action, not knowledge, that makes the biggest difference.
Lots of people know what they should be doing with their finances. * Saving a bit off every paycheck and investing for the long-term. * Avoiding credit card debt, not living beyond their means. * Protecting themselves against life’s biggest risks. * Minimizing their...
Would you use it or lose it?
We’re in the early stages of creating an app for new and existing clients at Tallkirk Financial Group. Pretty pumped about it actually. We want to make it even smoother for people to communicate with us. We want to help people organize every piece of their financial...
Making memories with the people you love is always money well spent.
Spending your money wisely, or in a way that brings you the most benefit over the course of your life, is a super tricky thing to do. There are endless things to consider–your values, your preferences, your goals, wants vs needs, short-term vs long, how much money you...
How to Set Your Kids Up for Financial Success
Everyone wants the best for their kids, but sometimes it’s hard to know exactly what that means in terms of action. What are the actual steps you can take to set your kids up for financial success? Here are five big ones: 1. Secure your own mask first. * Get life...