The predictions never stop in the finance industry. Inflation will do A. Interest rates will do B. The TSX will do XY and Z. It’s all just noise, of course. Or worse. Not just because predicting market performance is an unbelievably hard game, but because playing the...

Where are you investing right now? And I’m not just talking about money and markets. I mean where are you devoting your time, energy and attention in the hopes of achieving a return? You see, we’re all investors, even if we don’t have millions in the markets. We all...

One of the reasons planning for your future can be such a challenge is that many, if not all of us, fall under the spell of the End of History illusion. Which is really just a fancy way of saying that when we look back on our life, we can easily see that we’ve changed...

There’s a big difference between asking yourself a question and someone else asking you the very same question directly. It hits different. Why? Because it forces you to think harder. By saying your answer out loud, rather than just thinking it in your head, you’re...

If your mortgage is coming up for renewal and you’re worried about the higher rate and increased monthly payments, here are some things you could think about doing rather than just waiting anxiously: 1. Talk to your lender about their current rates and figure out what...

As Financial Literacy Month comes to a close, I just want to take a minute to make one thing absolutely clear: a lack of financial literacy is not why Canadians are struggling today. Consumer debt and mortgage balances haven’t ballooned because people suddenly became...

Every dollar you have should be working for you, not sitting in a chequing or savings account that pays next-to-zero percent. Now, in an ideal world, you’d have a plan for every dollar and a system for moving that money into all the right places automatically. And to...

Your money guy or gal shouldn’t just talk to you about saving more and investing better. They should also talk to you about spending wisely, because that’s a huge part of getting the most out of your money. And that’s really what this is all about. Money is just...

November is Financial Literacy Month and the theme is “Managing Your Money in a Changing World,” which to be frank, I find a bit laughable. I say that because I think one of the most fundamental things you should know about finance is that it doesn’t change that much....

When most people hear the word wealth, they think of money. Stocks, bonds and real estate. Financial wealth. But you can also define wealth more broadly, as having a plentiful supply of any particular asset or resource. Young people are wealthy in terms of time....

Sometimes people ask me what they can do at Tallkirk Financial Group, and my answer is always, “Everything you’d go to your bank to do, you can do here.” You want to set up a checking or high-interest savings account? No problem. A TFSA, RRSP, RESP, RRIF, or any other...

Trying to be less judgemental is a worthwhile goal because judgement often gets in the way of good communication, shared understanding, and lasting connection. When people feel judged, they shut down and pull away. No one likes the feeling. Luckily, I think we can all...