by TallKirk | Jul 20, 2023 | Quick Reads
Canadians don’t switch banks often. Or ever really. A common joke in finance is that people are more likely to get divorced than they are to switch banks. And, at least according to some surveys, it’s true. Some estimates show that 80% of Canadians have never switched...
by TallKirk | Jul 17, 2023 | Quick Reads
What makes the most financial sense on paper isn’t necessarily what makes the most sense for your life. In your area right now, it might be cheaper to rent than to own your home. But ownership has many psychological benefits that might make it worth the cost. It might...
by TallKirk | Jul 13, 2023 | Quick Reads
How you’re doing financially impacts how you’re doing in general. With the double whammy of high inflation and rising interest rates, many Canadians aren’t doing well. According to a survey from 2022, 35% of Canadians say worrying about their finances is leading to...
by TallKirk | Jul 11, 2023 | Quick Reads
You’re only going to make so much money in your life. To reach your financial goals, you need a plan and a system to help you make the most of it. To help people do that, we focus on: 1. Maximizing income 2. Reducing expenses 3. Minimizing taxes Maximizing income is...
by TallKirk | Jul 5, 2023 | Be Your Own Advisor, Investments, Quick Reads
All wealthy people break the time barrier. And by that I mean they successfully separate how much money they earn from how many hours they spend working. Even if you make a great hourly rate, there simply isn’t enough time. Now, of course, that’s really just a fancy...
by TallKirk | Jun 29, 2023 | Quick Reads
Weekly market commentary is far more likely to increase your stress levels than your investment returns. Report after report. Quarterly earnings calls, forecasts and predictions. What the Bank of Canada or Federal Reserve is up to this month. It’s all just noise. If...