Quick Read – Aug 08 2023

Quick Read – Aug 08 2023

The mutual fund industry is dying. Last year $1.3 trillion dollars (that’s trillion with a T) flowed out of mutual funds and $754 billion flowed into ETFs. Why? Because study after study has shown that very few, if any, mutual fund managers are able to justify their...
Quick Read – Aug 04 2023

Quick Read – Aug 04 2023

Retirement isn’t anything on its own. It’s not something you can do to fill your days. It’s an empty concept. To make it meaningful, you have to fill it up with activities and relationships, things to do, people to see, places to go. Too often we get too focused on...
Quick Read – Jul 31 2023

Quick Read – Jul 31 2023

People who fail to reach their financial goals often fail to acknowledge the reality of their current situation. This can take one of two forms. The first is a kind of blind optimism. These people say things like, “It’ll sort itself out.” Or, “Things will be better...
Quick Read – Jul 30 2023

Quick Read – Jul 30 2023

Investing in yourself doesn’t have to be complicated or expensive. It can be as simple as reading more books about things that interest you or that might be useful for your life. I’m always surprised by how few people take the time to regularly read. I just started...
Quick Read – Jul 26 2023

Quick Read – Jul 26 2023

The reason a house is a good investment for most people has almost nothing to do with the returns. Depending on where you live, it’s true that you might be better off renting and investing the difference. In some ways, you’ll be better diversified and have more...
Quick Read – Jul 23 2023

Quick Read – Jul 23 2023

Consistency is what separates the people who accomplish their goals from the people who don’t. You need to regularly, routinely, habitually do the things you know will move you closer to where you want to be. It’s the people who save a percentage off the top of every...