by TallKirk | Jun 20, 2024 | Quick Reads
Sometimes when I sit down with a couple and start chatting with them about their finances, I’ll ask a question that both of them have thought about but never actually talked about. It’s a super common and easy thing to do in a relationship. You think and think and...
by TallKirk | Jun 17, 2024 | Quick Reads
With the recent wave of inflation and higher interest rates and high home prices and high grocery bills and high prices at the pump and high tuition costs—well, lots of people feel tempted to give up. Why bother? Who cares? You’re never going to have enough to buy a...
by TallKirk | Jun 14, 2024 | Quick Reads
If you want to minimize your cost of insurance over your lifetime, it’s super important to think about how long you’re going to need the coverage for. A common mistake is to get life insurance for ten years (because it’s often the cheapest option in the short run),...
by TallKirk | May 30, 2024 | Quick Reads
As a general rule, if you’re looking for a mortgage or insurance policy or higher interest savings account, you’re far better off going to a broker than a bank. When I say broker, I mean someone who can actually shop around and get you the best rate or best policy,...
by TallKirk | Feb 24, 2024 | Quick Reads
Another day, another big bank horror story. Single man. No kids. Retired with a pension. Wants to spend every last dime before he goes. Him: “I don’t want to be the richest man in the graveyard.” Bank employee: “Oh, but I want you to be!” He was treated like a number....
by TallKirk | Feb 21, 2024 | Quick Reads
A few easy financial wins if you’re feeling stuck and aren’t sure where to start: 1. Get a bank account that pays a reasonable interest rate (At least 2-3% rather than 0.02%) 2. Set up an automatic monthly deposit into your TFSA (limit is $7k this year, you can see...
