by TallKirk | Apr 28, 2023 | Quick Reads
I’m not a huge fan of lots of the rules of thumb you see in personal finance all the time. Rules like: – Emergency funds must be 3-6 months of living expenses in cash – Housing shouldn’t be more than 30% of your income – You should spend 50/30/20 on...
by TallKirk | Apr 25, 2023 | Quick Reads
One reason financial planning is so easy to put off is that you won’t feel lots of the benefits for a long time. The benefits of saving for your kids’ education or retirement. The benefits of having life insurance and an estate plan. That’s all years, maybe decades...
by TallKirk | Apr 15, 2023 | Quick Reads
Lots of people are afraid of running out of money in retirement. Lots of times the root of that fear is that they don’t have a plan. They haven’t really thought about what kind of lifestyle they’ll lead, how much money they’ll receive from the government, or how much...
by TallKirk | Apr 13, 2023 | Quick Reads
One reason risk can be such a confusing topic is that it’s not just one thing. There are many different kinds of risk. Risk is just the chance of something bad happening. Typically, when risk gets talked about in personal finance, people think of the risk of losing...
by TallKirk | Apr 11, 2023 | Quick Reads
Some things we believe at Tallkirk Financial Group about money and personal finance: 1. Money should be easy to talk about, not taboo 2. Good financial advice should be easy to understand, not full of technical jargon 3. Every Canadian should receive help with saving...
by TallKirk | Apr 9, 2023 | Quick Reads
If you’re paying someone to just manage your investments, whether that’s picking stocks or mutual funds, ETFs or otherwise, you’re likely overpaying. But if you’re paying someone to… – Help you manage cash flow, optimize your banking arrangements and minimize...
