by TallKirk | Jul 29, 2024 | Quick Reads
People often get self-conscious about their finances because they think other people have more money than them. They see the fancy dinners, vacation photos, big house, new truck. But of course, what you don’t see is the bank account balance. You don’t see the truck or...
by TallKirk | Jul 25, 2024 | Quick Reads
People who live within their means are often viewed as boring or dull, joyless and miserable. Like they aren’t living life to its fullest. But I disagree. And would argue just the opposite—that people who live beyond their means are actually more miserable in the long...
by TallKirk | Jul 21, 2024 | Quick Reads
One of the worst things about personal finance content is how often it leaves people feeling ashamed. Like they’re not doing the right things. Like they’re missing out on all these great investment opportunities. Like they need to make better choices or be doomed to...
by TallKirk | Jul 18, 2024 | Quick Reads
The great thing about index investing is that you don’t have to pick the winners. Much of the recent gain in the US stock market has been driven by just a handful of companies: Nvidia, Microsoft, Meta, Apple and Amazon. But if you own an ETF with the S&P 500...
by TallKirk | Jun 29, 2024 | Quick Reads
The most important rate in personal finance isn’t the one that’s talked about most often. You hear far more about interest rates, inflation rates, mortgage rates, treasury rates, insurance rates, growth rates and rates of return. And to some extent, all those rates...
by TallKirk | Jun 25, 2024 | Quick Reads
Most people don’t know what they want. They just don’t. Because it’s hard to know! Sometimes we get what we want, and we’re miserable. Other times, we get something different, and are pleasantly surprised. What we want changes as we age and learn, meet new people and...
