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Driving a wedge between your income and expenses is the name of the game.

Driving a wedge between your income and expenses is the name of the game.

by TallKirk | Jul 7, 2022 | Goal Setting & Planning, Quick Reads

Lots of personal finance boils down to driving a bigger and bigger wedge between how much you make and how much you spend. The bigger you can make that gap, the more you can save, the faster you can reach your goals. To drive that wedge, you have three options: 1....
5 Ways to Kickstart Wealth Building

5 Ways to Kickstart Wealth Building

by TallKirk | Jun 9, 2022 | Goal Setting & Planning, Quick Reads

Here are some things to focus on when you’re just getting started with growing your wealth: 1. Keep your expenses as low as possible (live at home a year longer, drive your old car til it dies, etc.) 2. Become an owner as quickly as possible (real estate, stocks,...
Why It’s So Hard to Spend Less Than You Earn

Why It’s So Hard to Spend Less Than You Earn

by TallKirk | May 30, 2022 | Goal Setting & Planning

The basic personal finance equation is simple:  Income – Expenses = What You Can Save or What You’re Losing Each Month If you reliably earn more than you spend, you save money each month. If you get that money invested, your wealth will grow over...
7 Money Mindsets That Hold People Back

7 Money Mindsets That Hold People Back

by TallKirk | Feb 15, 2022 | Be Your Own Advisor, Goal Setting & Planning

Money isn’t just a mental game. Your income, cost of living, how early you started saving, whether you had wealthy parents—all this stuff matters.  But more often than not, what’s really holding people back is how they think about money and how they see their...
How to Get Rid of Your Mortgage Faster Than Most People

How to Get Rid of Your Mortgage Faster Than Most People

by TallKirk | Jul 3, 2020 | Be Your Own Advisor, Goal Setting & Planning, Mortgage

Look, having your mortgage paid off is huge. Huge in terms of quality of life and peace of mind. That’s what this article is about.  Now, before we hop to it, some people will be quick to point out that paying off your mortgage faster might not make sense on...
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Let’s be real, everything on this site is meant to be informative and entertaining… infotainment if you will. It’s just my thoughts and opinion on things and doesn’t represent the views of any company that I deal with. It isn’t meant to be specific legal, accounting or investment advice either – you should speak directly with a professional for that sort of thing.  If this type of disclosure gets you going then you will love the full corporate-speak version here.

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