by TallKirk | Nov 13, 2022 | Goal Setting & Planning, Quick Reads
When you don’t have a foolproof system in place for handling your cash flow, you can end up feeling like you’re always overspending and never saving enough. Every time you order food or buy something online, every dollar you spend gets tinged with shame and guilt....
by TallKirk | Nov 8, 2022 | Goal Setting & Planning, Quick Reads
Lots of people think having an emergency fund sounds boring. But the truth is that having a few months of expenses saved up and ready to go is actually pretty sexy. First off, it’s huge for peace of mind, and using money to relieve stress is almost always a bargain....
by TallKirk | Oct 31, 2022 | Goal Setting & Planning, Quick Reads
Motivation to improve your financial situation comes and goes, just like with dieting, exercise, reading, and just about everything else in life. You decide it’s time to make a change, you open up a spreadsheet and start tracking all your expenses. You open an...
by TallKirk | Oct 27, 2022 | Goal Setting & Planning, Quick Reads
When you’re not making progress toward your financial goals and you’re struggling to keep up with your bills, your world tends to get smaller. You slowly start thinking in shorter and shorter periods, about making it to next week, and gradually give up on your bigger,...
by TallKirk | Oct 20, 2022 | Goal Setting & Planning, Quick Reads
As you progress in your career, with any luck, you’ll make more and more money. But if you’re not careful, you’ll also spend more and more money and end up not getting any closer to your long-term financial goals. It’s a really easy trap to fall into. The key to...
by TallKirk | Oct 17, 2022 | Goal Setting & Planning, Quick Reads
RRSPs are the most overrated way to save for retirement. Partly it’s because retirement is in the name, so everyone assumes it’s the best place to start. Partly it’s accountants who like to push the immediate tax benefit (which is cool, don’t get me wrong, but you...
