Quick Read – Aug 11 2023

Quick Read – Aug 11 2023

I often hear people say some version of, “Owning our home is our retirement plan.” Sometimes they’re half joking. But that also means they’re half serious. And retirement is no joke. Owning your home can certainly be part of how you plan for retirement, but there’s a...
Quick Read – Aug 08 2023

Quick Read – Aug 08 2023

The mutual fund industry is dying. Last year $1.3 trillion dollars (that’s trillion with a T) flowed out of mutual funds and $754 billion flowed into ETFs. Why? Because study after study has shown that very few, if any, mutual fund managers are able to justify their...
Quick Read – Aug 04 2023

Quick Read – Aug 04 2023

Retirement isn’t anything on its own. It’s not something you can do to fill your days. It’s an empty concept. To make it meaningful, you have to fill it up with activities and relationships, things to do, people to see, places to go. Too often we get too focused on...
Quick Read – Jul 31 2023

Quick Read – Jul 31 2023

People who fail to reach their financial goals often fail to acknowledge the reality of their current situation. This can take one of two forms. The first is a kind of blind optimism. These people say things like, “It’ll sort itself out.” Or, “Things will be better...
Quick Read – Jul 30 2023

Quick Read – Jul 30 2023

Investing in yourself doesn’t have to be complicated or expensive. It can be as simple as reading more books about things that interest you or that might be useful for your life. I’m always surprised by how few people take the time to regularly read. I just started...