by TallKirk | Aug 28, 2023 | Quick Reads
You don’t have to wait until after you’re gone to leave your kids money. There’s no rule that says an inheritance must be given all at once when you die. There’s far more flexibility than that. You just need to be intentional about it. One reason people don’t gift...
by TallKirk | Aug 24, 2023 | Quick Reads
Shame holds people back from making progress with their finances, and in life more generally. They let their failure to start saving sooner get in the way of starting to save today. They let their fear of having wasted time lead them to waste more. They let their past...
by TallKirk | Aug 22, 2023 | Quick Reads
One reason why getting ahead or being proactive about your finances is so important is that it makes life less expensive. It takes less money to save for retirement the earlier you start. Insurance is more affordable the earlier in life you get it. You can avoid...
by TallKirk | Aug 15, 2023 | Insurance, Quick Reads
Taking out loans against their assets is a common strategy wealthy people use for two reasons. One is that it allows the asset to continue growing in value (rather than selling it). And the second is that the loan isn’t treated as income (and thus isn’t taxed). So you...
by TallKirk | Aug 13, 2023 | Quick Reads
If you want to get good investment returns, you can’t miss the market’s best days. Market performance isn’t smooth. It’s choppy. It doesn’t go up 0.1%, 0.2%, drip by drip. It sometimes makes massive moves, up 5, 6, 7, 8, 9% in a single day. If you miss those days, if...
