by TallKirk | May 1, 2023 | Quick Reads
Some people are reluctant to build up an emergency fund in cash because they think it’s a waste. They’d rather have all their money in the market. But there are ways to get good returns on your emergency fund, lots of hidden benefits, and non-financial returns to...
by TallKirk | Apr 28, 2023 | Quick Reads
I’m not a huge fan of lots of the rules of thumb you see in personal finance all the time. Rules like: – Emergency funds must be 3-6 months of living expenses in cash – Housing shouldn’t be more than 30% of your income – You should spend 50/30/20 on...
by TallKirk | Apr 25, 2023 | Quick Reads
One reason financial planning is so easy to put off is that you won’t feel lots of the benefits for a long time. The benefits of saving for your kids’ education or retirement. The benefits of having life insurance and an estate plan. That’s all years, maybe decades...
by TallKirk | Apr 15, 2023 | Quick Reads
Lots of people are afraid of running out of money in retirement. Lots of times the root of that fear is that they don’t have a plan. They haven’t really thought about what kind of lifestyle they’ll lead, how much money they’ll receive from the government, or how much...
by TallKirk | Apr 13, 2023 | Quick Reads
One reason risk can be such a confusing topic is that it’s not just one thing. There are many different kinds of risk. Risk is just the chance of something bad happening. Typically, when risk gets talked about in personal finance, people think of the risk of losing...
