by TallKirk | May 15, 2023 | Quick Reads
Rushing to pay off student loans is a surprisingly common money regret. Why? Two reasons: One is that typically the interest rate you’re paying is quite low, lower than you could earn with investing in the market. So instead of putting every extra dollar toward your...
by TallKirk | May 12, 2023 | Quick Reads
When people first start thinking about retirement, they often have a monthly dollar amount in mind. They want to be able to withdraw $3,000 or $5,000 or however much each month. That’s an okay place to start, but it’s almost never the right approach for actually...
by TallKirk | May 10, 2023 | Quick Reads
Lots of financial gurus will tell you to focus more on the big financial decisions in your life, like your house, your car and your job, and to focus less on the small, day-to-day decisions like buying a cup of coffee and what you eat for lunch. I tend to disagree....
by TallKirk | May 7, 2023 | Quick Reads
With all the headlines about rising interest rates and inflation, lots of people have suddenly woken up to the idea that they could be getting a far better rate on the cash in their savings account. In general, this is a great thing. If you can switch from an account...
by TallKirk | May 4, 2023 | Quick Reads
Lots of people think the stock market is risky. But that isn’t necessarily the most useful or accurate way to look at things for a few different reasons. For starters, you might think putting your money into Guaranteed Investment Certificates (GICs) or a money market...
