Here are some things to focus on when you’re just getting started with growing your wealth:

1. Keep your expenses as low as possible (live at home a year longer, drive your old car til it dies, etc.)

2. Become an owner as quickly as possible (real estate, stocks, businesses, etc.)

3. Use tools like life insurance the way wealthy people do (the earlier you get started with this the better)

4. Maximize the rate at which you’re saving money every month

5. Make long-term investments that will grow year after year after year

It’s not easy to do, and sometimes life throws a wrench into things, but these are the keys.

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