If you’re paying someone to just manage your investments, whether that’s picking stocks or mutual funds, ETFs or otherwise, you’re likely overpaying.
But if you’re paying someone to…
– Help you manage cash flow, optimize your banking arrangements and minimize your day-to-day financial stress
– Help you save aggressively to meet all of your long-term financial goals
– Help you minimize your lifetime tax bill
– Help you get properly insured and maximize the value you receive from your policies
– Help you make decisions about your mortgage, HELOCs and real estate
– Help you make big purchasing decisions
– Plan your retirement and your estate
– Review your benefits at work
– Provide ongoing coaching and support through the ups and downs of the markets and of life
– Provide reassurance, optimism and hope
– Answer all your questions along the way
– AND manage your investments
…well then you’re likely getting a pretty great deal and will likely end up farther ahead in the long run than those who either just have someone managing their portfolio or are choosing to do it all themselves.