“It depends” is a frustrating answer to hear sometimes. But it’s an honest one.
Anyone who confidently tells you what to do with your money without knowing the details of your situation is a fool.
Because it always depends…
* On your age and your income
* On your family plans and your career trajectory
* On where you’re at today and where you want to be tomorrow
* On what gives you anxiety and what gives you joy
* On what you want and what you value in life
Because financial decisions involve numbers, dollars and cents, they’re often surrounded by this false sense of objectivity and universality. As if there’s one right answer. For everyone. All the time.
There’s not. There’s only what’s right for you and your situation. And that’s naturally going to change over time.