People like to say time is money.

But have you ever thought about the opposite? How, in all sorts of ways, money is time.

For starters, at least in general, the more money you have the more control you have over how you spend your days. If you’re not stressed about where your next paycheck is coming from, you have more freedom.

You can also use money to avoid spending time on tasks you don’t want to do (like cooking or cleaning or mowing the lawn) and get more free time back. More time to spend with friends and family. More time volunteering or playing golf. Whatever you enjoy. Whatever gives you meaning and purpose.

Having more money also means you can spend more on your health (healthier food, a trainer or physical therapist, etc), helping you lead a longer life and once again, giving you more time.

And perhaps most importantly, you should always remember that when you spend your money, you’re also spending your time.

Sometimes we get money from parents or through an inheritance, or through investments that aren’t directly tied to the hours we work, but generally, if you have money in the bank, you spent time working for it. Studying. Learning skills, getting experience and building connections. Putting in the days, weeks, months, years.

And yet, how often do we catch ourselves throwing money away? Letting it sit without earning a decent return? Spending on things we don’t really need or that don’t bring us joy?

How you spend your money is how you spend your life.

Spend thoughtfully. Save wisely.

Value your time, your money, your life, as highly as you should.

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