I love my twin toddlers and would do anything for them.
But I also don’t want to have to delay my retirement by five years or take out a second mortgage just so they can afford to get a good education.
And the good news is that I won’t! That’s the value of financial planning.
Having kids comes with costs. The more you plan ahead for those costs, the less you’ll have to sacrifice personally.
You want the best for your kids. But you shouldn’t have to compromise on your own goals to make it happen.
With the right plan in place, you won’t have to.
That’s my game plan, anyway.