An investment portfolio is not a financial plan.
Lots of people think it is though, because they work with an advisor who manages their portfolio and does almost no financial planning.
That’s a huge missed opportunity.
There is so much value to be added outside of the portfolio.
* How you manage your cash flow
* How you go about making major purchases
* How you manage your mortgage and real estate
* How you automate your spending, saving and investing
* How you protect yourself against big risks
* How you lower your tax bill
* How you plan to retire
* How you set the next generation up for success
The list goes on and on. And all these things can make a huge impact on your financial future.
Now, don’t get me wrong, there’s definitely value in constructing and managing an investment portfolio, and I’m happy to help you do that.
But it’s important to understand that it’s just one piece of your financial picture, and that there’s often a ton of room for improvement in all the other areas.
That’s why I’m more and more excited about adding value beyond the portfolio for the clients I work with.
If you want help with creating a financial plan that involves far more than managing your investments, book an intro meeting with me and we can go from there.